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Finding the Best Life Insurance Policy
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How Much Life Insurance Do I Need?
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Why Do You Need Life Insurance?
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Six Basic Types of Life Insurance
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Learn About Term Life Insurance
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Learn About Life Insurance "Endowment"
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Learn About Whole Life Insurance
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Learn About Variable Life Insurance
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Learn About Universal Life Insurance
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Learn About Variable-Universal Life Insurance
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Variable Life Insurance

Variable life insurance, provides permanent protection for you and death benefits to your beneficiary upon your death. The value of the death benefits may fluctuate up or down depending on the performance of the investment portion of the policy. Most variable life insurance policies guarantee that the death benefit will not fall below a specified minimum, however, a minimum cash value is seldom guaranteed. Variable is a form of whole life insurance and because of investment risks it is also considered a securities contract and is regulated as securities under the Federal Securities Laws and must be sold with a prospectus.

 

 

  
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