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Your Homeowner's Insurance - 6 Tips for Ensuring Proper Residential Coverage
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Understanding Your Homeowners Insurnace Coverage Options
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Hurricane Season : Tips To Keep Your Home Insured Against Flood Damage
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Are You Prepared with Flood Insurance
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Homeowners Insurance & Keeping
Track of Your Goods
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Is Homeowners Insurance Enough
During Tough Times?
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What Does Homeowners Insurance Cover?
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Residential Coverage
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Detached Structures
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Coverage for Personal Items and Belongings
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Tips for Preventing Insurance Claims

Getting quality insurance is a good first step towards protecting your home. But ultimately, the best protection is prevention. There are steps you can take to help you avoid ever having to make a home insurance claim - the following home insurance tips can get you started.

1. Safeguard your home

Take action to make your home theft-resistant. "Case" your home as if you were a burglar.

Burglars look for easy targets - make sure your home isn't one of them.

Install exterior lights that are out of reach and triggered by motion.
Trim trees and shrubs near doors and windows.
Don't hide house keys outside - burglars know where to look.
Consider investing in a security system. Not only does this make your home safer, it can lower your home insurance premiums.

When you're on vacation:

Have mail and newspapers picked up.
Leave blinds in normal positions.
Arrange to have your lawn mowed or your driveway shoveled.
Tell police and neighbors that you will be away and ask them to watch your home.

2. Be a responsible dog owner

The numbers speak for themselves: According to the Center for Disease Control and Prevention, 40% of Americans homes have a dog. There are 4 million dog bites per year, and dog bites create 33% of all homeowners liability claims - resulting in more than $1 billion in claims per year. Consider these tips to avoid having a claim brought against you:

 





  
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