Top Articles

Your Homeowner's Insurance - 6 Tips for Ensuring Proper Residential Coverage
(Click here to read more)
   

Understanding Your Homeowners Insurnace Coverage Options
(Click here to read more)
   

Hurricane Season : Tips To Keep Your Home Insured Against Flood Damage
(Click here to read more)

   

Are You Prepared with Flood Insurance
(Click here to read more)
   

Homeowners Insurance & Keeping
Track of Your Goods
(Click here to read more)
   

Is Homeowners Insurance Enough
During Tough Times?
(Click here to read more)
   

What Does Homeowners Insurance Cover?
(Click here to read more)
   

Residential Coverage
(Click here to read more)
   

Detached Structures
(Click here to read more)
   

Coverage for Personal Items and Belongings
(Click here to read more)
   


Read More Homeowners Articles

1. a description of the item (including the quantity)
2. the manufacturer or brand
3. any model or serial numbers
4. a description of where or how the item was attained
5. the date of purchase or age of the item
6. receipt or other proof of purchase that shows the cost
7. the current value
8. the replacement cost
9. photocopies of appraisals

“I’ll never complete this process!”

Keep in mind that while this documentation process may be time-consuming, it is certainly easier than remembering everything you own. Don’t let this task discourage you. Take photos. Even better, make a night out of it. Grab your video camera and go from room to room to create a visual and verbal description of your items. It might take you an hour to document your entire house. Regardless of how you complete your inventory, remember that your compensation rests on the quality of your documentation.

“I’ve made the inventory, now what?”

Keep that homeowner’s insurance inventory safe! Store it in a relative’s home, in a lockbox, a safety deposit box or keep it tucked away in your office desk. While memories and keepsakes can rarely be replaced, it’s comforting to know your homeowner’s insurance will keep you financially secure should you properly document your items.