Lessons from Katrina and other gulf storms
Homeowners Insurance is supposed to protect us in case of disasters. That is what we have come to expect from our homeowners insurance over the years. But what if the disaster is the costliest in U.S. History? What if your insurance agent’s home and office were destroyed in the disaster also?
Home Insurance Price Factors
Here are some factors to consider when purchasing home insurance. All of these factors can and will have an influence on the price you pay for home insurance.
What is Home Owners Insurance?
Home owners insurance rates vary widely based on your geographic location. Areas prone to hurricanes, floods, hail, earthquakes, fires and other natural disasters will generally have higher rates. Even the distance to the nearest fire department or fire hydrant can have an impact on your home owners insurance rates.
Home Insurance Tips
Getting quality insurance is a good first step towards protecting your home. But ultimately, the best protection is prevention. There are steps that you can take to help you avoid ever having to make a home insurance claim - the following home insurance tips can get you started.
Coastal homeowners face rising insurance rates
Insurance experts say firms are trying to recover from past losses and safeguard against future disasters. Last year, companies paid out a record $27.3 billion in losses to policyholders, most of it from the four hurricanes that hit Florida and caused damage in 15 other states. |
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